Wednesday, April 14, 2021Homeowners insurance provides coverage against numerous severe weather hazards, and wind damage is often one of them. However, you should not assume that this coverage is automatically included on your plan. Often, there are a few exclusions and other policy exceptions that will limit your benefits in certain circumstances. READ MORE >>
Tuesday, March 9, 2021All homeowner policies automatically cover household contents. However, the way these contents are covered can vary greatly depending on the type of policy. Purchasing a cash-value homeowners policy means when you file a claim, your lost, stolen or damaged items will be paid out at a depreciated value. READ MORE >>
Friday, February 26, 2021Car owners often assume that if their car is totaled, it will be replaced at the amount they paid, or at least the amount they owe. However, that’s not always the case — learn why and what you can do to protect yourself. Is Gap Coverage Right for You? READ MORE >>
Wednesday, January 27, 2021All drivers need car insurance, and in most states it’s mandatory anyway. Still, many people don’t fully realize exactly what the specific terms within their policies mean. Therefore, you cannot just assume that your plan includes all the coverage you want it to if you have not examined it thoroughly. READ MORE >>
Wednesday, December 30, 2020A home that you own might stand vacant for long periods for a number of reasons. For example, you might be working in another city for a number of months. Or, perhaps you will stay with relatives as you recover from an operation, and will be away for some time. READ MORE >>
Wednesday, November 25, 2020When you purchase a home insurance policy, one of the many decisions you will make is over your home insurance deductible. An insurance deductible is how much you must pay out of pocket before receiving compensation for a home insurance claim. For example, say a bad storm sweeps in and causes $3,000 worth of damage to your home. READ MORE >>
Thursday, October 15, 2020 When looking for car insurance, you will come across a lot of coverage options available for you and your vehicle. Not every policy is created equal, however, and it is important to choose the policy that is right for you. What Insurance is Required in Texas? READ MORE >>
Wednesday, September 23, 2020Most teen drivers have high chances of making mistakes behind the wheel. For this reason, they often cost a lot more money to insure. Therefore, many parents wonder whether it is better to add a teen driver to the family’s auto policy or to buy them their own coverage. READ MORE >>
Thursday, July 30, 2020 Homeowners insurance and car insurance help you protect what are often the most valuable assets you own. By buying coverage, you can protect the value invested in these belongings, along with your family’s liabilities. When comparing policies, you might receive the opportunity to bundle your coverage. READ MORE >>
Thursday, July 30, 2020You probably already understand that where you live has an effect on your insurance rates. For example, it usually costs more to insure a car in a big city than it does in a small town – the risk is lower because there are less cars, people, and traffic. READ MORE >>
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